What is a HPI Check and do I need one?


If you’re not in the motor trade or familiar with it, you may not know about something called a HPI check.

It is a quick and simple check that details the history of your vehicle and is really useful to know whether you’re selling your old car or buying a new one.

For example, a car may look perfect on the outside, but underneath may be another story. Cut and Shut scams are more common than you might think and affect private sales and dealerships alike.

So, HPI is a vehicle checking company that will produce a report for you for peace of mind more than anything and will tell you the following:

  • If there is outstanding finance on the car
  • The vehicle is stolen
  • Is an insurance write-off
  • Whether the vehicle has been clocked
  • If the identity of the car has been changed e.g. engine spec

A HPI check generally costs around £20 and covers vehicles up to the value of £30,000.

Nearly 1 in 4 cars checked through HPI have outstanding finance on them, for example, which is a nasty surprise for an unsuspecting car buyer.

So get your car checked. In the long run, the cost initially could save you hundreds, even thousands in lost value if you’re not lucky.

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